Roadside Help When You Need It Most
Whether you're driving through downtown Baltimore or cruising along the scenic byways of the Eastern Shore, car trouble can strike at the worst time. Flat tires, dead batteries, or running out of gas can turn a peaceful drive into a stressful situation. That’s where State Farm Roadside Assistance in Maryland comes in — offering quick, reliable, and professional help 24/7.
This article provides a full breakdown of how State Farm’s roadside assistance works, the services it covers, benefits for Maryland drivers, and how to request help if you’re ever stranded on the road.
What is State Farm Roadside Assistance?
State Farm is one of the largest insurance providers in the United States. Their Emergency Roadside Service (ERS) is an optional add-on to their auto insurance policies. Designed to provide assistance for common roadside issues, State Farm’s roadside assistance program offers Maryland drivers peace of mind wherever they are in the state.
Key Benefits:
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24/7 availability
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Trusted nationwide network of service providers
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Affordable policy add-on
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Coverage extends across Maryland and the U.S.
Roadside Challenges in Maryland
From busy traffic in cities like Baltimore and Silver Spring to unpredictable weather in Western Maryland, driving conditions can pose real challenges. Some of the most common roadside problems Maryland drivers face include:
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Flat or blown tires on highways like I-95 or I-270
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Battery issues during cold Chesapeake Bay winters
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Running out of gas in rural areas like Southern Maryland
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Lockouts while shopping in Annapolis or Bethesda
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Mechanical breakdowns on the Baltimore Beltway (I-695)
Having a reliable roadside assistance service like State Farm’s ERS is not just a convenience — it's a necessity.
What Services Are Covered?
State Farm Roadside Assistance in Maryland includes several essential services. Here’s a breakdown of what you can expect when you opt into the coverage:
1. Towing Service
If your car breaks down and cannot be driven safely, State Farm will arrange for it to be towed to the nearest qualified repair facility.
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Coverage: Tow to the nearest repair shop or a location of your choice (within a certain distance).
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Scenario Example: Your car breaks down on Route 50 near Ocean City — State Farm arranges a tow to a nearby service center.
2. Battery Jump Start
Dead battery? A technician will be dispatched to your location to provide a jump start and get you back on the road.
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Common Use: Winter mornings in Frederick or Rockville when batteries often fail.
3. Fuel Delivery
If you run out of gas, State Farm will send someone to deliver fuel. You only pay for the cost of fuel; the delivery is covered.
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Convenient for: Long stretches of Route 301 or I-70 with limited fuel stops.
4. Lockout Services
Locked your keys in the car? A locksmith will be sent to assist you in gaining entry to your vehicle.
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Note: If key replacement is needed, additional charges may apply.
5. Tire Change
If you get a flat tire, State Farm’s provider will come to replace it with your spare.
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Requirement: You must have a usable spare tire.
6. Mechanical Labor (At Breakdown Site)
If minor mechanical help can be done on the spot to get your car going, State Farm covers basic mechanical labor.
How to Add Roadside Assistance to Your Policy
Adding State Farm Roadside Assistance to your Maryland auto policy is easy and affordable.
Steps:
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Contact Your State Farm Agent: Call or visit your local agent’s office.
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Request the Add-On: Ask to include "Emergency Roadside Service" in your auto policy.
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Review Your Coverage: Confirm the services included and review the limits.
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Pay Minimal Extra Fee: Costs are usually between $5 to $15 per policy term.
Tip: You must have comprehensive or collision coverage to add roadside service in most cases.
How to Request Roadside Assistance in Maryland
If you're in an emergency and need immediate help, State Farm provides multiple ways to get assistance.
1. State Farm Mobile App
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Open the app and select "Roadside Assistance"
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GPS automatically detects your location
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Choose the service you need (e.g., tow, tire, battery)
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Receive updates on technician ETA
2. Online Request
Visit statefarm.com and log in to your account to request assistance.
3. Phone Call
Call 1-877-627-5757 – State Farm’s 24/7 Roadside Assistance hotline.
Local Tip: If you're in an accident or need towing in Maryland cities like Columbia, Towson, or Gaithersburg, help is dispatched quickly thanks to a large network of local providers.
State Farm vs. Other Roadside Assistance Providers in Maryland
Let’s compare how State Farm stacks up against other providers commonly used in Maryland.
Provider | Monthly Cost | Towing Distance | Lockout Services | Fuel Delivery |
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State Farm ERS | $5–$15 term | Nearest shop | Yes | Yes |
AAA Maryland | $50+/year | Up to 7–100 miles | Yes | Yes |
Allstate Motor Club | $7–$12/month | Up to 15 miles | Yes | Yes |
Geico Roadside | $14/year | Nearest shop | Yes | Yes |
Why Choose State Farm?
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Lower cost than standalone memberships (like AAA)
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Direct billing: no need to pay and file a claim
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Integrated with your auto insurance
Real-World Use Case in Maryland
Scenario:
You’re driving home to Bowie, Maryland, after work. Suddenly, your car overheats on I-495. You pull over safely, but your engine won’t restart.
What Happens Next:
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You open the State Farm app, report your location and request a tow.
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A towing company near Prince George’s County is dispatched.
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Within 30–45 minutes, a technician arrives and tows your vehicle to your preferred repair shop.
Quick, simple, and reliable — exactly what you need when facing car trouble on the road.
FAQs About State Farm Roadside Assistance in Maryland
Q: Is this available 24/7?
A: Yes. State Farm Roadside Assistance is available 24 hours a day, 7 days a week, 365 days a year in Maryland and across the U.S.
Q: Does it cover rental cars?
A: No. It only covers vehicles listed on your State Farm insurance policy.
Q: Can I use it for someone else’s car?
A: No. The coverage follows the insured vehicle, not the driver.
Q: Is there a service limit?
A: There may be limits to the number of service calls per policy term. Always review your policy details with your agent.
Local State Farm Agents in Maryland
Need personalized help or want to add roadside assistance? Visit or call a local State Farm agent in:
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Baltimore
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Silver Spring
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Rockville
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Annapolis
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Columbia
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Waldorf
Use the State Farm agent locator tool online to find a representative near you.
Conclusion: Peace of Mind on Maryland Roads
Whether you’re commuting to work, traveling to Ocean City, or simply running errands in your local area, State Farm Roadside Assistance in Maryland ensures you're never alone during a roadside emergency. With affordable coverage, trusted service providers, and 24/7 support, it’s one of the best decisions you can make for your vehicle and your safety.
Don't wait for a breakdown to realize its value — add State Farm Emergency Roadside Service to your Maryland policy today and drive with confidence wherever the road leads.