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  • Shiv Linga (Black) - Brings Positivity In Life

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    A Shiv Linga (Black) is a powerful and revered symbol in Hinduism, representing the cosmic energy and formless nature of Lord Shiva. The black Shiv Linga, crafted from stone or crystal, is especially known for its ability to bring positivity, spiritual growth, and protection into one's life. Lord Shiva, often called the destroyer of negativity and transformer in the cosmic cycle, is invoked through the Shiv Linga to remove obstacles and bring harmony.
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    Shiv Linga (Black) - Brings Positivity In Life
    Shiv Linga is also known as the lingam, ling, Shiva ling. Shiv Linga is a small black Shivling associated with Lord Shiva, it looks like a small Shiva Ling. Shiva Lingam is worshipped by the Hindu devotees as a symbol of the energy and potential of God. It is used at the house and workspace to maintain the peace and wisdom in those places. It is also used while worshiping Lord Shiva. It has numerous spiritual benefits, like healing both physically and mentally. There is no perfect history recorded about this gemstone but it is said that from the start it has been associated with Lord Shiva and while worshipping Lord Shiva, Shiv Linga is a must to have for praying. It represents Shiva and Shakti saying there is no end and no beginning, it is limitless. Benefits of Shiv Linga It has a radiant of Lord Shiva’s blessing. It is used while praying to Lord Shiva. It brings positivity, peace, and wisdom to the house or workplace. Pray it with flowers and clean it every day before praying. It gives happiness and satisfaction in life. The Shiv Linga gives inspiration in life. Keeping it house brings Shiva’s Divine trinity. It helps in getting rid of attitude and behavioral issues in a person. Shiv Linga brings joy to life. It also gives power and strength in life. By having this Linga one feels powerful to fight against the wrong. It heals Chakra, especially root chakra as it is found in Mother Earth wounds. Shiv Linga is also good for couples to have an ongoing quarrel in life. It helps in solving the job issues and problems at the workspace. Why Should Buy Shiv Linga (Black) From House of Bejan Daruwalla Shiva Linga is an effective gemstone and holds great importance among astrologers. Shiva Linga plays a very important role as a remedy and gives you positive and benevolent results in life. More importantly, the way it is associated with Lord Shiva makes its divine power all the more impressive. But before placing this gem at home or workplace, one should know about the method, it is advisable to talk to astrologers, and after his guidance, this gemstone is in the proper place with the given instructions. We have a team that looks into the client's issues and why you need this Shiva Linga, then according to the problems we suggest it, and give proper guidance to use it. So it can bring peace, happiness, and a new direction in your life, House of Bejan Daruwalla provides quality products with hope for a better future. You will get good, energetic, and high-quality gems. Shiva Linga helps in solving the problems of our lives. Also, the guidance and production for any problem will benefit you a lot. Delivery Instructions We deliver Shiv Linga( Black) all over the world. For Delivery in India, it takes Five or Seven days. For further types of inquiry and guidance, you can mail us at info@bejandaruwalla.com For further types of inquiry and guidance, you can call us at 09825470377 ( For Shipping in India) or +919825470377 (For out of India)
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  • Malachite Bracelet - Health Protection

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  • Taweez - Removes Evil Protection Eyes

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    A Taweez is a traditional amulet or talisman commonly used in many cultures, particularly in Islamic, Hindu, and Sufi traditions, to ward off negative influences and bring protection to the wearer. The Taweez is typically a small parchment or paper inscribed with sacred verses, mantras, or prayers, and it is often encased in a metal or cloth pouch. It is believed to have the power to protect against evil eyes, negative energies, bad luck, and various forms of harm or misfortune.
    Taweez - Removes Evil Protection Eyes https://bejandaruwalla.com/collections/others/products/taweez-removes-evil-eyes A Taweez is a traditional amulet or talisman commonly used in many cultures, particularly in Islamic, Hindu, and Sufi traditions, to ward off negative influences and bring protection to the wearer. The Taweez is typically a small parchment or paper inscribed with sacred verses, mantras, or prayers, and it is often encased in a metal or cloth pouch. It is believed to have the power to protect against evil eyes, negative energies, bad luck, and various forms of harm or misfortune.
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    Taweez - Removes Evil Eyes
    A Taweez is a divine locket, that holds very great importance in the Islam religion, and it has great power, it is made of metal, and it can be worn around the neck or arm. It gives power, strength, and passion to the person who wears it. The Taweez also brings good luck and protection from evils in life. The Taweez gives wealth, success, and fame in life. It is associated with mother earth made up of the significance of elements like Earth, Water, Fire, and Air. This pendant has very great religious importance in life. The Taweez gives protection from evil spirits and helps to stay away from negativity. Benefits of Taweez It gives power and strength. It brings passion to life. The Taweez gives protection from evil spirits. It helps in getting rid of negativity. It brings fortune and good luck. Taweez helps in great achievement in a career. It gives success in your life, especially for students. Taweez is also good for couples, it brings understanding and honesty between them. In a job, it helps in getting a promotion, new job, or increment. It protects from physical illnesses like body pain, nightmares, and stress. Taweez benefits from financial problems. There are also exceptional problems where Taawiz benefits like Friendship and other relations improving. It gives passion to work. If you have any unknown fear, like a phobia of something understandable, Taweez is very beneficial for them. Taweez gives a spiritual life guide and a new path in life. Why Should Buy Taweez From House of Bejan Daruwalla Taweez is a divine pendant, that holds great importance in the Islamic religion and is appreciated by every person. It gives amazing strength and power in life, it can solve several problems in life. So make sure to respect it and know Taweez before wearing it. And use it with proper guidance and knowledge. The Taweez undoubtedly has the power to heal the sick. Those wearing the Taweez get happiness and peace. You can also take online astrology consultation for guidance and solutions about Taweez. Our team at House of Bejan Daruwalla delivers products with amazing quality, energized and guidance, we look into your issues deeply and get the idea of problems then suggest the product with guidance so you can have the complete benefits of the product for a lifetime. A Taweez will be highly energized according to your horoscope and the problems that you are facing in life and will be sent to you so that you can get the benefits of it. Delivery Instructions We deliver Taweez all over the world. It takes five to six days for delivery in India. You can mail us at info@bejandaruwalla.com for any type of Inquiry. You can call us at 09825470377 ( For Shipping in India) or +919825470377 (For out of India) for any type of inquiry.
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  • Gomti Chakra Tree

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    The Gomti Chakra Tree is a symbolic representation of the Gomti Chakra in its natural form. The Gomti Chakra, a sacred and highly revered stone, is often associated with Lord Vishnu and is found in the Gomti River near Dwarka, India. It is believed to possess divine energy and is used extensively in Hindu rituals for protection, prosperity, and spiritual growth. The Gomti Chakra Tree, though not an actual tree, refers to the idea that the Gomti Chakra seeds or stones, when placed near or within a plant or tree, can amplify their positive energy and blessings.
    Gomti Chakra Tree https://bejandaruwalla.com/collections/others/products/gomti-chakra-tree The Gomti Chakra Tree is a symbolic representation of the Gomti Chakra in its natural form. The Gomti Chakra, a sacred and highly revered stone, is often associated with Lord Vishnu and is found in the Gomti River near Dwarka, India. It is believed to possess divine energy and is used extensively in Hindu rituals for protection, prosperity, and spiritual growth. The Gomti Chakra Tree, though not an actual tree, refers to the idea that the Gomti Chakra seeds or stones, when placed near or within a plant or tree, can amplify their positive energy and blessings.
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    Gomti Chakra Tree
    Gomti Chakra is a rare product found in the Gomti River in Dwarka(Gujarat in India). The Gomti Chakra resembles the Sudarshan Chakra of Lord Krishna. Gomti Chakra Tree is used in spiritual rituals. Keeping it in the house increases longevity and prosperity. Gomti Chakra is a white-colored stone in which small circles are visible with the stone and the chakras are considered to be the symbol of Goddess Lakshmi. The Gomti Chakra Tree can be kept at home, in the office, in your cash box, and also in the temple. It is believed that those who have a Gomti Chakra Tree are blessed with wealth, good health, and prosperity. Worshipping the Gomti Chakra Tree helps to protect children. If you have a financial problem then keep the Gomti Chakra Tree near God in the temple at the time of worship and keep it in the locker after worship. Benefits of Gomti Chakra Tree Gomti Chakra Tree is the blessing of Lord Krishna. Keeping it in the house increases longevity and prosperity. It helps in attaining wealth, good health, and prosperity. It helps to protect the children. It helps in curing many diseases. It gives a very positive effect on our body. Gomti Chakra Tree maintains peace of mind and increases concentration. It brings growth in business. Gomti Chakra tree also protects from bad effects. Why Should Buy Gomti Chakra Tree From House of Bejan Daruwalla Gomti Chakra tree is the blessing of Lord Krishna, it maintains peace of mind and increases concentration. The stones of the Gomti Chakra are similar to the Sudarshan Chakra. This tree is beneficial for prosperity, health, and business growth. Keeping Gomti Chakra at home or office will bring you the blessings of Lord Vishnu and Goddess Lakshmi. Protects from all evil and negative energies with the blessings of Lord Krishna. The Gomti Chakra tree is a popular remedy for facing problems faced in daily life. For a successful professional life, keep bad dreams away and give restful sleep. Our team believes in providing quality products, hence we will provide you with a fully energized, and quality Gomti Chakra Tree. Talk to astrologers for good guidance and after that, you can keep it in your home, and office. It helps you to overcome all the problems of your life. It helps to increase mental, emotional, and physical positive energy. Take all the good benefits of this divine Gomti Chakra Tree purchase and fill your personal or professional space with peace, harmony, and positivity in your life. Delivery Instructions Our team delivers quality Gomti Chakra Trees all over the world. You can take five or seven days for delivery in India. For more any kind of information, you can mail us at info@bejandaruwalla.com You take a call us at 09825470377 (For Shipping in India) or +919825470377 (For out of India)
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  • Shree Chamunda Poojan Yantra - Goddess Durga

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    Shree Chamunda Poojan Yantra gives protection, positivity, wisdom, smartness, good mindset, and intelligence to the personality of the person.
    Shree Chamunda Poojan Yantra - Goddess Durga https://bejandaruwalla.com/collections/buy-yantra-online/products/chamunda-poojan-yantra Shree Chamunda Poojan Yantra gives protection, positivity, wisdom, smartness, good mindset, and intelligence to the personality of the person.
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    Shree Chamunda Poojan Yantra - Goddess Durga
    The Shree Chamunda Poojan Yantra is associated with Goddess Durga and Chamunda. It gives protection, peace, prosperity, and wealth in life. It also removes obstacles, evilness, negative energy, and people from life. It connects the divine energy of Goddess Durga and Chamunda, it also helps you in giving protection and overcoming financial issues. The Yantra has many great benefits from this Shree Chamunda Poojan Yantra. Other than money, protection, happiness, peace, and positivity in life. This yantra also increases your intelligence and smartness in your work life. It is kept in a Temple place with God’s idols for everyday prayer with proper rituals and ways. This helps in removing problems and issues from life. It is said that Goddess Durga and Chamunda give you wealth, protection, and other benefits in life. This provides you with happy times in life by its divine energy and blessings by praying to Goddess. This brings good fortune and protection in life. There is a ritual prayer with this yantra to Goddess Durga and by doing this, you will welcome all the positive vibrations and wealth in life. For more knowledge about this Yantra, you should try online Jyotish consultation. Benefits of Shree Chamunda Poojan Yantra The Yantra is associated with Goddess Durga and Chamunda. This gives protection, positivity, and wisdom in life. This Yantra also removes all the negativity and obstacles from life. This also gives smartness and intelligence to the personality of the person. The yantra gives you a positive and good mindset. This also gives you new ideas and direction in life for success. The Yantra has divine energy to give you a strong mindset in life. It brings success and growth in career and educational life. This Yantra gives new ideas for business. The yantra also has the power to protect you from evil spirits. This is also advantageous for old age people to pray every day. The Yantra brings good times in life with happiness and peace. By praying with proper rituals, you will involve positive vibrations It also helps in removing negative people from life. The yantra gives positive results in studies. Why Should Buy Shree Chamunda Poojan Yantra From House of Bejan Daruwalla Our team knows the value of such divine and powerful Yantra, which is associated with the Goddess Durga, Chamunda, and her protection. People should always know how to obey the proper guidance and pray to this divine Yantra, otherwise, it won't bring any wealth, wisdom, or protection in your life, removes all the problems and, it might as well give a change of effects in finance. There are some particular ways to use the Yantra in proper ways and with respect, knowledge, guidance, and understanding. Before praying any Yantra, consult our expert team before buying to read about it properly.Our team at House of Bejan Daruwalla believes in delivering quality Yantras. We look at the issues of our clients with proper understanding, and involvement. And then recommend them this Yantra, with proper guidance, knowledge about how to put it in the temple and pray it with rituals. So, when you pray, the Yantra will give full benefits and protection help to that person. We want to give you the proper knowledge, guidance, understanding, about this Yantra and bring all its blessings and happiness into your life beneficially. The Yantra is precious in everyone's life and helps them to guide through the journey of life with zero worries and problems by taking over all the issues, and it will give you lifelong benefits. And we will take care of every needed issue for you, which will be the best for you by using this Yantra. Delivery Instructions Our team delivers Shree Chamunda Poojan Yantra all around the world. For Delivery in India, it takes Five or Seven days. You can also mail us at info@bejandaruwalla.com for any type of Guidance about the yantra. Any type of inquiry will be replied to on-call at 09825470377 ( For Shipping in India) or +919825470377 ( For out of India)
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  • Kalesh Shanti Yantra - Meditation & Protection

    https://bejandaruwalla.com/collections/buy-yantra-online/products/kalesh-shanti-yantra

    The Kalesh Shanti Yantra is used for everything professional, personal, career, family, and love life to bring peace. Buy Kalesh Shanti Yantra online.
    Kalesh Shanti Yantra - Meditation & Protection https://bejandaruwalla.com/collections/buy-yantra-online/products/kalesh-shanti-yantra The Kalesh Shanti Yantra is used for everything professional, personal, career, family, and love life to bring peace. Buy Kalesh Shanti Yantra online.
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    Kalesh Shanti Yantra - Meditation & Protection
    The Kalesh Shanti Yantra is used for everything professional, personal, career, family, and love life to bring peace. You can use it for your professional good or personal good to make it better. This Yantra has God’s power in it to bring good times, blessings, wealth, intelligence, wisdom, and peace to life. This has the blessing and power of a lot of God and Goddess in it to help you in every aspect of life to bring peace, so you don’t have any problems in life. It helps in completing all your desires for life by which you will get success in your professional life and happy times in your personal life. It devotes too many Gods and goddesses for the blessings and there are some proper ways and rituals to use this Yantra for peace. Otherwise, it won’t bring benefits or happiness to your life. It will bring luck, power, and success in your professional life, and in your personal life, it will give blessings, luck, peace, and harmony in life. Benefits of Kalesh Shanti Yantra It brings success, growth, and wealth in life with peace. This invades intelligence, wisdom, and smartness. The yantra also gives luck, growth, and power in professional life. The Yantra also brings protection, strength, and peace to personal life. This also helps in financial and health issues. It is also beneficial for family problems and disputes. This helps in achieving peace and a positive mindset. Yantra also gives peace to the body and soul. It also helps in increasing concentration and positive mind power. The Yantra helps the people and gets blessings from Gods, and Goddesses. It also gives you divine blessings in all sectors of life. Why Should Buy Kalesh Shanti Yantra from House of Bejan Daruwalla The Kalesh Shanti Yantra is a powerful and divine yantra that should be used only with proper rituals and understanding. Like it should be purified first with saltwater in a clean place, then put on an altar with god and worship with flowers after that you can use in worship. Otherwise, this won't give you any peace or happiness in life. The yantra is beneficial and supportive in all cases of life whether it is professional or personal with peace. So, more carefulness is required in worshiping this Yantra. Without proper guidance, it is not at all beneficial. You can also try online Astrology consultation for further guidance and understanding of Yantra. That is how it will benefit you and which will be the proper way for you to make it worth it in your life. Our teams at House of Bejan Daruwalla believe in delivering quality products. We look at the problems of our clients with understanding, and care, and then recommend them to Yantra, with proper understanding, rituals, care, and knowledge about how to put the Yantra in the temple and pray to the Yantra. So, when they pray, the Yantra will give blessings and help to that person. We want to give you the proper knowledge, and understanding, with the guidance of rituals, and the Yantra brings all its Good blessings and happiness into your life. The Yantra is precious in life which helps people to path through life with zero worries and problems in their personal and professional life by taking over all the obstacles, and issues that will give you life term benefits. And we will take care of every proper issue or problem you have in mind which will be the best for you to solve or overcome using this Yantra with peace. Delivery Instructions We Deliver Kalesh Shanti Yantra all around the Globe. For Delivery in India, it takes Five or Seven days. You can also mail us at info@bejandaruwalla.com for any type of Inquiry regarding this Yantra. For further inquiry, call us at 09825470377 ( For Shipping in India) or +919825470377 (For out of India)
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  • Kailash Dhan Raksha Yantra - Creation & Protection of Wealth

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    By worshiping Kailash Dhan Raksha Yantra you will get success, protection, wealth, and wisdom in life, which also help you increase concentration of power.
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    Kailash Dhan Raksha Yantra - Creation & Protection of Wealth
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  • Shree Siddh BudhDev Yantra - Protects from Fire!

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  • Shree Siddh Rahu Dev Yantra - Uncork a Bottomless Wellspring of Life

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    Shree Siddh Rahu Dev Yantra - Uncork a Bottomless Wellspring of Life
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  • Shree Siddh Shani Dev(Saturn) Yantra - Blessings of Lord Shani

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    Shree Siddh Shani Dev (Saturn) Yantra helps in getting the blessings of Lord Shani. The Shani Dev is known for giving protection in life.
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    Shree Siddh Shani Dev(Saturn) Yantra - Blessings of Lord Shani
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  • Vijay Sahayak Yantra - Protect from Enemies

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    Vijay Sahayak Yantra gives protection to human beings in every situation of life. It helps in overcoming mental health issues like depression and anxiety.
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    Vijay Sahayak Yantra - Protect from Enemies
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  • Shatru Vijay Yantra - Protect from Enemies

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    Shatru Vijay Yantra has all kinds of protection. Whether you have enemies you want to harm you physically or mentally, whether it is anxiety or depression.
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    Shatru Vijay Yantra - Protect from Enemies
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  • Best ILP in singapore
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    Read more: https://www.interestguru.sg/compare-best-investment-linked-policies-singapore/
    Best ILP in singapore The investment linked policies are hand-picked due to their product features and unique selling points. Our criteria for picking the best Investment Linked Policies (ILP) are as of below: Flexibility and range of available sub-unit trust funds Options for removing protection coverage Policy charges on the Investment Linked Policy (ILP) Available protection coverages Unique product features Get Quote: Compare and get your Invesment Linked Policies quotes across different insurers Note: The Investment Linked Policies (ILP) listed below are not ranked in any priority. Expect a break-even period of 10 to 15 years for all Investment Linked Policies (ILP) as most of the premiums paid in the initial years are used to pay for policy charges/admin fees and insurance charges. Read more: https://www.interestguru.sg/compare-best-investment-linked-policies-singapore/
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    6 Best Investment Linked Policies (ILPs) in Singapore for Wealth Accumulation (2025 Edition)
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  • Mohini Vashikaran Yantra - Control Someones's Emotions

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    Mohini Vashikaran Yantra gives you total protection and control over the things which you wanted. There are many negative emotions in life.
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    Mohini Vashikaran Yantra - Control Someones's Emotions
    The Mohini Vashikaran Yantra is one of the most powerful yantras. The Yantra has the greatest power in it. It helps you in controlling your emotions about yourself and someone. The Yantra has the power to secure the emotions of yourself and others. It gives you total protection and control over the things that you want. There are many negative emotions in life. With the help of this yantra, you can take away those negative emotions from yourself and others. Many unwanted people in life give you hard times in life. By using this yantra you can take over their emotions and guide them on the correct path in life. The yantra brings power and protection to life. It makes life peaceful and easygoing. For more knowledge and guidance related to it. You can try an astrology phone consultation. It gives you proper access and guidance towards the use of this yantra. Benefits of Najar Na Lagane Ka Yantra It helps in controlling emotions. It gives power to the person. This yantra provides safety in life. There will be security in life by using this Yantra. This makes your emotions well-developed. It purifies your emotions. This gives you good times in life. The yantra makes your life easy-going and happy. It brings peace and joy to your life. The yantra can be kept and used in any space whether it is an office or a house. It helps in taking over the other person’s emotions. This gives you the power of control in life. Why Should Buy Mohini Vashikaran Yantra From House of Bejan Daruwalla The Yantra like this is very useful, powerful, and beneficial in many ways. They have their importance from ancient Hindu times and till now it is relevant for accurate results. In Hindu tradition in astrology, there is a great importance of Yantra. This provides excellent results for your life. Whether it is professional space or personal, this helps in removing the negativity, issues, and problems from it. It gives protection, happiness, peace, and harmony to the place. By using it you can control your and others' emotions. We at the house of Bejan Daruwalla know the importance of such powerful Yantra. This will help you and guide you through every process of controlling and handling emotions over someone else and you. But you need to be careful to use it and have the proper knowledge, security, and understanding about it. Otherwise, it won’t help you at all in life. This will just create problems in your life, so be careful to use this powerful Yantra and make it work in your favor with our help. Take all the benefits from this divine yantra and fill your personal or professional space with peace, harmony, and positivity in your life. Delivery Instructions Our team delivers Mohini Vashikaran Yantra all around the World. For Delivery in India, it takes Five or Seven days. For more inquiry, you can also mail us at info@bejandaruwalla.com Any further inquiry will be replied to on-call anytime at 09825470377 ( For Shipping in India) or +919825470377 ( For out of India)
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  • Vahan Durghatna Nashak Yantra - Protect from Accidents

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    Vahan Durghatna Nashak Yantra gives protection from accidents. By using this Yantra in your house or office space it takes away all the negativity.

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    Vahan Durghatna Nashak Yantra - Protect from Accidents
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  • Ashta MahaLaxmi Siddhidayak Yantra

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  • Bhoomi Dosh Nashak Yantra - Protection against evil spirits!

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  • Shree Maha Kali Poojan Yantra - Protection from Black Magic

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    ecommerce fulfillment company Fulfilling Your eCommerce Dreams E-commerce Fulfilment Services in Singapore When it comes to eCommerce Fulfilment, the devil is in the details. As an award-winning logistics service provider, we have proven expertise in putting together the intricate elements that will elevate your brand experience and cut down your team’s excess work. Our logistics software is specially designed to handle promotions and giveaways based on order value, so you can focus on your sales efforts with greater peace of mind. For that extra flourish, we also offer printing of personalised notes that will elevate your customer’s unboxing experience. Need to combine your merchandise into a set? We can do that! Taking separate items of differing SKUs, we group them together before supplying the package as a newly defined SKU. With our nimble response to sudden order changes and packaging development, gain greater flexibility in your product line utilization. Flexibly designed to meet your specific order requirements, our pick and pack service adapts well to seasonal product demand increases. Available to products of various shapes and sizes, we are able to customise a packing method that offers greater accuracy of bundling and protection for your products using recyclable materials. Read More : https://ihubsolutions.com/ecommerce-fulfilment
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  • X-Select Series Window Film
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    X-Select Series Window Film Currently, the need for window film is very necessary. You need window film for various things, from maintaining privacy to reducing heat. The many choices of window films out there may make you confused about which one to choose. The following is the LUXECOOL X-Select Series that you can choose along with an explanation of the advantages of the X-Select Series. 1. Heat Reduction Excessive heat from the sun makes everyone in the room feel uncomfortable. This excess heat makes daily activities so productivity decreases because the temperature in the room is very high. This heat also makes your room feel stuffy, adding to the discomfort in the room. Heat and stuffiness in a room can be caused by various factors. One of the main factors that causes this condition is excessive sun exposure. Excessive exposure to sunlight can make your room feel hot and stuffy, making it uncomfortable for activities and work. This stuffy and hot condition can also be made worse by other factors, such as the large number of electronic devices and furniture in your room. These various kinds of tools and furniture make your room increasingly narrow and stuffy. The room will also get hotter as more electronic devices are working. This hot and stuffy room can be overcome in various ways. One way you can do this is to install high-quality window film. You need to install this window film on your window to prevent heat from sunlight from entering the room. Having window film on your windows can help your room remain comfortable to live in. Currently, there are many types of window films available on the market. One of the best window films for your home is the LUXECOOL XSELECT Series. LUXECOOL XSELECT Series is designed to meet your needs and tastes. This innovative series from LUXECOOL can reject solar heat to increase your comfort inside your home. 2. UV Protection Sunlight provides many benefits for life on Earth. Exposure to sunlight can help plants stay alive, maintain the water cycle, and keep the human body in top condition. However, excessive amounts of anything, including exposure to sunlight, will have a bad impact on living creatures, including humans.  Read more: https://www.luxecool.com.sg/blog/window-solar-film-singapore/
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  • 16 Mukhi Rudraksha - Protect from Problems

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    16 Mukhi Rudraksha helps greatly in removing negative obstacles from life. The 16 Mukhi Rudraksha is a very powerful gem in the world. It has great protection and healing power in it, which helps humans greatly in life. This gem also helps in career growth and a successful business in life.
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    Certified 16 Mukhi Rudraksha The 16 Mukhi Rudraksha is a very powerful gem in the world. It has great protection and healing power in it which helps humans greatly in life. It is associated with the Moon in the planet system which gives a good time in life by using or wearing it. This is one of the most potential Rudraksha in the world. It has great potential in it. This helps greatly in removing negativity and obstacles from life. It gives up on the hurdles in life and helps you greatly in every aspect. This gem also helps in career growth and successful business in life. You can wear it or also keep it in your work or personal space and get all the benefits. This gives security and protection from evil forces and negative energies in life. It also gives rationality and stability in life with a clear direction and guide of life. 16 Mukhi Rudraksha Benefits It is associated with the moon. This Rudraksha has good healing powers in it. It gives protection and security in life. This also helps in removing negativity from life. 16 Mukhi Rudraksha gives fearlessness in life. This will make you self potential in life. You can also utilize energies by Rudraksha. The affiliations of the Moon give self-confidence in life. This also helps in resolving court cases. 16 Mukhi Rudraksha also has the power to save you from unwanted accidents in life. It enhances your physical or mental strength. It helps in overcoming the major troubles in life. This also helps health-wise in many diseases. You can overcome kidney issues and uterus problems by wearing this. It also helps in lower back pain. This also helps in curing chronic diseases in life. Why Should Buy 16 Mukhi Rudraksha From House of Bejan Daruwalla The 16 Mukhi Rudraksha is one of the rarest Rudraksha ever made. To know more about it try online Jyotish consultation for the proper knowledge and guidance in life. The rudraksha can bring a lot of new perspective, direction, and positivity to a person’s life. But one should definitely know how to use it and give it complete respect, otherwise, it won’t be good for anything. There are some rituals and prayers that are mandatory and should be known by the person who wears them, for the proper and complete benefit of this divine Rudraksha. We have a team who gives you proper instructions and guidance to wear this rudraksha and get its utmost benefits for the rest of your life. We want everyone who wears it to have a positive outcome in life forever. We believe whether you wear it or keep it in any space it should give you complete results in life. Our team at House of Bejan Daruwalla believes in delivering a quality product. We give Rudraksha proper solutions, enchantment, and guidance. We let you know the proper way to use this Rudraksha in your life after looking deep into your life issues. This will help you more efficiently, and keep you safe from the worst effects in your life. It will protect you from the problems in life and give you protection for a lifetime. By wearing or using this you will get a peaceful life, positivity, and happiness. We have a team of professionals who will guide you through every process. Delivery Instructions Our team of House of Bejan Daruwalla delivers 16 Mukhi Rudraksha all over the world. For Delivery in India, it takes Five or Seven days. For any doubt mail us at info@bejandaruwalla.com Any further inquiry will be replied to on call at 09825470377 ( For Shipping in India) or +919825470377 ( For out of India)
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  • 6 Mukhi Rudraksha - Awaken Your Energies

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  • Power Ark Engineering is your trusted partner for a reliable Lightning Protection System in Bangladesh. Our certified engineers conduct thorough site surveys to determine the best protection plan for your property. From design to installation, we ensure everything meets international safety standards. With increasing thunderstorms, securing your assets is a smart move. We also offer the most competitive Lightning Protection Price in Bangladesh, without compromising on quality. Whether it's for residential, commercial, or industrial setups, our expert team guarantees a complete and lasting solution. website: https://pae.com.bd/product-category/lightning-protection-price-in-bangladesh/
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  • Onyx Gemstone: Inspire Spiritual Quest

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  • Legislative Victories
    The VFW played an instrumental role in virtually every significant piece of veterans’ legislation passed in the
    20th century, as well as bills enacted in the 21st century. Note: In each case, this is the year an act was
    passed or an institution established.
    For more information, contact the VFW National Legislative Service at vfwac@vfw.org.
    1917 War Risk Insurance Act Amendments
    1918 Vocational Rehabilitation Act (P.L. 178)
    1919 Census Act Rider on Veterans Preference Discharge Allowance
    1920 Widows and Orphans Pension Act (Spanish-America War)
    1921 Veterans Bureau Act
    1923 Veterans Preference Point System
    1924 House Committee on Veterans’ Affairs
    World War Adjusted Compensation Act
    1925 Senate Subcommittee on Veterans’ Affairs
    1926 Spanish-American War benefits
    New Johnson Act (WWI benefits)
    1930 Veterans Administration (VA) World War Service Disability Pension Act (P.L. 522)
    1931 Bacharach Amendment (P.L. 743) allows borrowing on WWI bonus certificates
    1933 Wagner-Peyser Act: Veterans Employment Service
    1934 Pension for widows of WWI vets
    1936 VFW congressional charter signed by President Roosevelt
    Bonus bonds ($2.4 billion) to WWI vets redeemable
    1938 Armistice Day (Nov. 11) legal holiday
    1940 National Service Life Insurance
    Selective Service & Training Act
    1943 Benefits to WWII veterans (P.L. 10)
    Disabled Veterans Rehabilitation Act
    1944 GI Bill of Rights (P.L. 346)
    Veterans Preference Act
    1946 Veteran Emergency Housing Act
    1947 Bureau of Veterans Re-employment Rights (BVRR)
    1950 Vocational Rehabilitation Act
    1951 Servicemen’s Indemnity & Insurance
    1952 Veterans Readjustment Assistance Act (Korean War GI Bill)
    1954 Veterans Compensation Act
    Nov. 11 declared as Veterans Day (P.L. 380)
    1962 Veterans Benefits Act (Cold War GI Bill)
    1966 Veterans Readjustment Benefits Act (P.L. 89-358) (Vietnam War GI Bill)
    1970 Senate Committee on Veterans’ Affairs
    1972 Vietnam Era Veterans Readjustment Assistance Act
    1973 Federal court agrees veterans preference applies to state jobs
    1974 Vietnam Era Veterans Readjustment Assistance Act (vocational rehabilitation)
    1976 Veterans Education & Employment Assistance Act
    1977 Post-Vietnam Era Veterans Educational Assistance Act
    1978 Veterans preference preserved
    Veterans & Survivors Pension Improvement Act
    Veterans Day returned to Nov. 11
    1979 Vietnam Veterans Outreach Program (creates Vet Centers)
    1980 VFW calls for Agent Orange study
    Veterans Rehabilitation & Education Amendments
    1981 Former POW Benefits Act
    Veterans Health Care, Training & Small Business Loan Act
    1982 Veterans Employment and Training Service (VETS)
    Vietnam Veterans Memorial dedicated
    1983 Emergency Veterans Job-Training Act
    1984 Montgomery GI Bill Veterans Dioxin & Radiation Exposure Compensation Standards Act
    (P.L. 98-542): Agent Orange & Atomic Exposure
    1987 New GI Bill Continuation Act
    1988 Radiation-Exposed Veterans Compensation Act
    Department of Veterans Affairs Act
    Veterans Judicial Review Act
    1989 VA becomes a Cabinet department Court of Appeals for Veterans Claims
    1990 Agent Orange service-connection
    1991 Agent Orange Act (P.L. 102-4)
    Persian Gulf War Veterans Assistance Act (P.L. 102-25)
    1992 Veterans Health Care Act
    1996 Veterans Health Care Eligibility Reform Act
    1999 Veterans Millennium Health Care and Benefits Act
    2003 Concurrent receipt for military retirees rated 50% disabled or more
    2004 Full concurrent receipt for military retirees rated 100% disabled
    Traumatic Injury Insurance supplemental created
    2005 Protestors banned from military funerals
    Stolen Valor Act signed into law
    2006 VFW calls for VA/military health care system review after Walter Reed outpatient debacle
    2008 Record VA discretionary budget approved
    GI Bill for the 21st Century signed into law
    2009 Advance Appropriations for VA becomes law
    2010 Family Caregiver Legislation signed into law
    Ensured all VA and DOD health care programs met minimum health care coverage standards
    2011 VOW to Hire Heroes Act
    VFW stopped TRICARE premiums from increasing annually
    2012 Honoring America’s Veterans and Caring for Camp Lejeune Families Act
    Extended USERRA protections to veterans working for TSA
    2013 Reinstated military Tuition Assistance programs
    New Stolen Valor Act signed into law
    Stopped Creation of Distinguished Warfare Medal (Drone Medal)
    2014 Veterans Access, Choice and Accountability Act of 2014
    In-State Tuition for Post-9/11 GI Bill eligible veterans
    Advance Appropriations for VA Benefits
    2015 Clay Hunt Suicide Prevention for American Veterans (SAV) Act
    Eliminated 1 percent COLA reduction penalty on future military retirees
    Created government match to military Thrift Savings Plan accounts

    Updated 1/2025
    2016 Toxic Exposure Research Act to evaluate impact on descendants
    Enhanced fertility treatment and adoption services
    2017 Forever GI Bill gives veterans a lifetime to use GI Bill benefits
    Veterans Appeals Improvement and Modernization Act of 2017
    VA Accountability and Whistleblower Protection Act
    Global War on Terrorism Memorial
    Improved VA hiring and retention authorities
    Veterans Choice Program improvements and expansion
    Declassifying toxic exposure documents
    Prevented significant copayment increases for TRICARE
    2018 Expanded caregiver benefits to veterans of all eras
    Consolidated community care into one improved program
    Established a process to evaluate and improve VA facilities to better serve veterans
    Defeated proposed cuts to Individual Unemployability
    2019 Blue Water Navy Vietnam Veterans Act
    Elimination of the Widow’s Tax
    2020 Added bladder cancer, hypothyroidism, and parkinsonism to VA’s list of presumptive
    conditions associated with exposure to Agent Orange
    Changed the statutory definition of Vietnam veterans to include individuals who served in the
    Republic of Vietnam from Nov. 1, 1955, to Feb. 27, 1961
    Deborah Sampson Act
    Elimination of the 12-year limit on using Veteran Readiness and Employment (VR&E) benefits
    2021 Expanded maternity care options from community providers
    PAWS for Veterans Therapy Act
    2022 Honoring our PACT Act
    Dr. Kate Hendricks Thomas SERVICE Act
    Global War on Terrorism Memorial Location Act
    UCMJ reform on sexual assault and harassment
    2024 Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act, which
    included the Not Just A Number Act
    Legislative Victories The VFW played an instrumental role in virtually every significant piece of veterans’ legislation passed in the 20th century, as well as bills enacted in the 21st century. Note: In each case, this is the year an act was passed or an institution established. For more information, contact the VFW National Legislative Service at vfwac@vfw.org. 1917 War Risk Insurance Act Amendments 1918 Vocational Rehabilitation Act (P.L. 178) 1919 Census Act Rider on Veterans Preference Discharge Allowance 1920 Widows and Orphans Pension Act (Spanish-America War) 1921 Veterans Bureau Act 1923 Veterans Preference Point System 1924 House Committee on Veterans’ Affairs World War Adjusted Compensation Act 1925 Senate Subcommittee on Veterans’ Affairs 1926 Spanish-American War benefits New Johnson Act (WWI benefits) 1930 Veterans Administration (VA) World War Service Disability Pension Act (P.L. 522) 1931 Bacharach Amendment (P.L. 743) allows borrowing on WWI bonus certificates 1933 Wagner-Peyser Act: Veterans Employment Service 1934 Pension for widows of WWI vets 1936 VFW congressional charter signed by President Roosevelt Bonus bonds ($2.4 billion) to WWI vets redeemable 1938 Armistice Day (Nov. 11) legal holiday 1940 National Service Life Insurance Selective Service & Training Act 1943 Benefits to WWII veterans (P.L. 10) Disabled Veterans Rehabilitation Act 1944 GI Bill of Rights (P.L. 346) Veterans Preference Act 1946 Veteran Emergency Housing Act 1947 Bureau of Veterans Re-employment Rights (BVRR) 1950 Vocational Rehabilitation Act 1951 Servicemen’s Indemnity & Insurance 1952 Veterans Readjustment Assistance Act (Korean War GI Bill) 1954 Veterans Compensation Act Nov. 11 declared as Veterans Day (P.L. 380) 1962 Veterans Benefits Act (Cold War GI Bill) 1966 Veterans Readjustment Benefits Act (P.L. 89-358) (Vietnam War GI Bill) 1970 Senate Committee on Veterans’ Affairs 1972 Vietnam Era Veterans Readjustment Assistance Act 1973 Federal court agrees veterans preference applies to state jobs 1974 Vietnam Era Veterans Readjustment Assistance Act (vocational rehabilitation) 1976 Veterans Education & Employment Assistance Act 1977 Post-Vietnam Era Veterans Educational Assistance Act 1978 Veterans preference preserved Veterans & Survivors Pension Improvement Act Veterans Day returned to Nov. 11 1979 Vietnam Veterans Outreach Program (creates Vet Centers) 1980 VFW calls for Agent Orange study Veterans Rehabilitation & Education Amendments 1981 Former POW Benefits Act Veterans Health Care, Training & Small Business Loan Act 1982 Veterans Employment and Training Service (VETS) Vietnam Veterans Memorial dedicated 1983 Emergency Veterans Job-Training Act 1984 Montgomery GI Bill Veterans Dioxin & Radiation Exposure Compensation Standards Act (P.L. 98-542): Agent Orange & Atomic Exposure 1987 New GI Bill Continuation Act 1988 Radiation-Exposed Veterans Compensation Act Department of Veterans Affairs Act Veterans Judicial Review Act 1989 VA becomes a Cabinet department Court of Appeals for Veterans Claims 1990 Agent Orange service-connection 1991 Agent Orange Act (P.L. 102-4) Persian Gulf War Veterans Assistance Act (P.L. 102-25) 1992 Veterans Health Care Act 1996 Veterans Health Care Eligibility Reform Act 1999 Veterans Millennium Health Care and Benefits Act 2003 Concurrent receipt for military retirees rated 50% disabled or more 2004 Full concurrent receipt for military retirees rated 100% disabled Traumatic Injury Insurance supplemental created 2005 Protestors banned from military funerals Stolen Valor Act signed into law 2006 VFW calls for VA/military health care system review after Walter Reed outpatient debacle 2008 Record VA discretionary budget approved GI Bill for the 21st Century signed into law 2009 Advance Appropriations for VA becomes law 2010 Family Caregiver Legislation signed into law Ensured all VA and DOD health care programs met minimum health care coverage standards 2011 VOW to Hire Heroes Act VFW stopped TRICARE premiums from increasing annually 2012 Honoring America’s Veterans and Caring for Camp Lejeune Families Act Extended USERRA protections to veterans working for TSA 2013 Reinstated military Tuition Assistance programs New Stolen Valor Act signed into law Stopped Creation of Distinguished Warfare Medal (Drone Medal) 2014 Veterans Access, Choice and Accountability Act of 2014 In-State Tuition for Post-9/11 GI Bill eligible veterans Advance Appropriations for VA Benefits 2015 Clay Hunt Suicide Prevention for American Veterans (SAV) Act Eliminated 1 percent COLA reduction penalty on future military retirees Created government match to military Thrift Savings Plan accounts Updated 1/2025 2016 Toxic Exposure Research Act to evaluate impact on descendants Enhanced fertility treatment and adoption services 2017 Forever GI Bill gives veterans a lifetime to use GI Bill benefits Veterans Appeals Improvement and Modernization Act of 2017 VA Accountability and Whistleblower Protection Act Global War on Terrorism Memorial Improved VA hiring and retention authorities Veterans Choice Program improvements and expansion Declassifying toxic exposure documents Prevented significant copayment increases for TRICARE 2018 Expanded caregiver benefits to veterans of all eras Consolidated community care into one improved program Established a process to evaluate and improve VA facilities to better serve veterans Defeated proposed cuts to Individual Unemployability 2019 Blue Water Navy Vietnam Veterans Act Elimination of the Widow’s Tax 2020 Added bladder cancer, hypothyroidism, and parkinsonism to VA’s list of presumptive conditions associated with exposure to Agent Orange Changed the statutory definition of Vietnam veterans to include individuals who served in the Republic of Vietnam from Nov. 1, 1955, to Feb. 27, 1961 Deborah Sampson Act Elimination of the 12-year limit on using Veteran Readiness and Employment (VR&E) benefits 2021 Expanded maternity care options from community providers PAWS for Veterans Therapy Act 2022 Honoring our PACT Act Dr. Kate Hendricks Thomas SERVICE Act Global War on Terrorism Memorial Location Act UCMJ reform on sexual assault and harassment 2024 Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act, which included the Not Just A Number Act
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  • By virtue of charter granted, this Post shall be known as Owens Crossroads Post 12242, Veterans of
    Foreign Wars of the United States.
    Sec. 2. The location of this Post shall be in the City of Owens Crossroads, County of Madison, State of Alabama.

    ARTICLE II
    SUBORDINATION

    Sec. 1. The supreme power of this association is vested in the National Convention and this Post shall be at all
    times governed by the Congressional Charter and Bylaws of the Veterans of Foreign Wars of the United
    States, the Bylaws of the Department, orders issued by authority of the National Convention, National
    Council of Administration, the Commander-in-Chief, the Department Convention, Department Council of
    Administration and the Department Commander. Resolutions adopted by the National Convention are
    held to be lawful orders.

    ARTICLE III
    MEETINGS

    Sec. 1. Place: The regular meeting place of this Post shall be at the Meadows of Hampton Cove Clubhouse,
    6099 Goose Ridge Drive, Owens Crossroads, Alabama, 35763.
    Sec. 2. Time: The regular meetings of the Post shall be held on the 3 rd Wednesday of each month, to be called to
    order at 6p.m.
    Sec. 3. The Post may, after at least fourteen (14) days written notice to the Department Commander and the
    members of the Post, change its meeting place, appointed day or time upon a majority vote of the
    members present and voting at a regular or special meeting called for such purpose.
    Sec. 4. Special meetings may be called in accordance with the provisions of the National Bylaws.
    Sec. 5. Quorum: Six (6) members in good standing shall constitute a quorum for the transaction of business.
    Sec 6. Post may adopt procedures, in compliance to National Bylaws allowing members to participate in
    meetings using technology that allows all participating members to communicate with each other
    simultaneously.

    ARTICLE IV
    MEMBERSHIP

    Sec. 1. Membership in this Post, eligibility to, application for, acquiring and maintenance of, loss of and discipline
    shall be in accordance with the provisions of the National Bylaws.
    Sec. 2. The admission fee of this Post shall be payable in accordance with the National Bylaws.
    Sec. 3. The dues of this Post shall never be less than the amount required to cover Department and National
    dues.

    2

    Sec. 4. Annual Post membership dues shall be $15 plus Department and National Dues.

    ARTICLE V
    OFFICERS

    Sec. 1. Eligibility to, nomination, election or appointment, installation and term of office shall be in accordance
    with the provisions of the National Bylaws.
    Sec. 2. The Post shall elect the Commander, Senior Vice Commander, Junior Vice Commander, Quartermaster,
    and three Trustees. The Commander shall appoint an Adjutant, Chaplain, and may appoint a Service
    Officer.
    Sec. 3. The duties of all officers shall be those prescribed by Department and National Bylaws, lawful orders as
    the Post may direct and as these Bylaws may provide.
    ARTICLE VI
    COMMITTEES AND DUTIES

    Sec. 1. All Committees and their chairmen, unless otherwise provided shall be appointed by the Commander as
    promptly as possible after election to office, and as such shall serve at his/her will and pleasure. The
    Post Quartermaster, by virtue of office shall be treasurer of all committees handling funds.
    Sec. 2. The Standing Committees of the Post shall be as follows:

    (a) Membership (e) Youth Activities (i) Community Activities
    (b) Relief (f) House (j) Safety
    (c) Poppy (g) Americanism (k) Bingo
    (d) Publicity (h) Ways and Means
    Sec. 3. House Committee/Board of Management (BoM):
    (a) The House Committee/BoM shall be elected by the Post members to manage certain matters
    related to the Post property including the operation of Post Club Rooms and/or Canteen. It shall
    consist of not less than three members, one each of whom shall be elected annually for a three-
    year term. Trustees shall not serve on the House Committee/BoM. In addition, the Post
    Commander and Post Quartermaster by virtue of their offices shall be members of the House
    Committee.
    (b) The Committee shall be responsible for the cleanliness and upkeep of the quarters and the
    equipment therein.
    (c) The Committee shall be in charge of the sub-rental of the Post’s quarters and shall exercise such
    supervision over sub-renters as will ensure the protection of the Post’s name and property.
    (d) The Committee may authorize such expenditures for minor emergency repairs and janitor supplies
    as may be necessary for the preservation and protection of the Post’s quarters and its equipment,
    provided that the total amount so expended between any two regular meetings shall not exceed an
    amount previously established by the Post.
    (e) All monies received by the Committee through the sub-rental of the Post's quarters or other
    sources shall be deposited with the Post Quartermaster.
    (f) All expenditures of the Committee shall be made only by regular voucher and drawn by the
    Quartermaster in accordance to these Bylaws.
    (g) The House Committee/BoM shall keep a record of all its receipts and expenditures and shall, at
    every meeting of the Post, report all monies received and all expenditures made since the last
    meeting.

    3

    (h) The Post may adopt such further rules and regulations governing the conduct of club or canteen
    as, do not conflict with the provisions of this Article. Such rules and regulations shall only become
    effective upon their approval by a majority vote of members present and voting at a regular or
    special meeting called for that purpose; at least thirty (30) days’ notice in writing having first been
    given to all members.

    ARTICLE VII
    CONTROL OF SUBSIDIARY UNITS

    Sec. 1. Any activity, unit or clubrooms sponsored, conducted or operated by the Post, incorporated separately
    from the Post or unincorporated, shall be at all times under the direct control of the Post.
    Sec. 2. All funds derived from any of the above shall be in the custody of the Post Quartermaster.
    Sec. 3. All money, property and assets of every kind as well as all records in connection therewith used, held
    and owned by any of the above activities is the property of the Post and must be placed in the care and
    custody of the Post Quartermaster.
    Sec. 4. The Veterans of Foreign Wars Auxiliary and Military Order of the Cootie are governed by Articles XI and
    XII respectively of the National Bylaws and Manual of Procedure of the Veterans of Foreign Wars and
    their respective Bylaws, rules and regulations.
    ARTICLE VIII
    EXPENDITURE OF FUNDS

    Sec. 1. Expenditure of funds shall be made only after prior authorization by the Post and on proper voucher
    drawn by the Adjutant and approved by the Commander. All checks for the expenditure of Post funds
    shall be numbered in sequence, the number of each check to correspond with the voucher authorizing
    the same, other expenditures may be made using acceptable banking practices. All disbursements of
    Post funds shall bear the signature of the Quartermaster or other person(s) authorized by the
    Quartermaster. Such other authorized person(s) shall be bonded in accordance with Section 703 of the
    National Bylaws.
    Sec. 2. The adoption of this Article shall constitute authorization by the Post for the payment of bills, when and as
    due, for monthly rental, public utility service, postage, janitor service and for janitor’s supplies and minor
    emergency repairs authorized by the House Committee, provided that the amounts to be paid for monthly
    rental and for janitor service shall have been previously established by the Post.
    Sec. 3. No other payment or expenditure shall be made except on the specific authorization of the Post in each
    and every case.
    Sec. 4. The Post Quartermaster is authorized a debit card on the account of the Post General fund. Use is
    restricted for expenses with VFW National, VFW Department of Alabama, Post purchases through VFW
    Store and charges specifically approved by Post Membership vote. The debt card shall not be used for
    cash withdrawal at any time.
    Sec. 5. A travel expense report will be submitted to the Post for all approved travel expenses prior to
    reimbursement.
    Sec.. 6. The Post Commander is authorized to disapprove any “proper Post authorization” of expenditures in the
    following instances:
    (a) Any expenditure in violation of the National Bylaws.
    (b) Any expenditure that is unlawful.
    (c) Any expenditure that would jeopardize the tax-exempt status of the Post.

    ARTICLE IX

    4
    COMPENSATION

    Sec. 1. No compensation shall be paid to any officer of this Post for their services as such officer, except as
    hereafter may be provided.
    Sec. 2. For services rendered, the Post may, by majority vote, pay the annual dues of the Adjutant and
    Quartermaster for the periods or parts of periods they serve as such, and such other compensation
    commensurate with their duties as may be determined and specified by vote of the Post.

    ARTICLE X

    FUNDRAISING PROMOTIONS/SOLICITATIONS

    Sec. 1. This Post shall solicit funds or donations only by prior vote of the members agreeing to the proposition. It
    shall not solicit funds or donations or otherwise engage in fundraising activities or projects outside the
    immediate geographical area or community of the Post.
    Sec. 2. This Post shall not enter into any agreement with a promoter for the purpose of raising funds unless the
    said promoter shall have first furnished a good and sufficient surety bond in a principal sum sufficient to
    give the Post ample protection in the particular circumstances. The said bond shall be subject to the
    approval of the Post Advocate, bear the endorsement of the Post Commander and be kept in the
    possession of the Post Quartermaster. The bond will be conditioned on the payment to the Post
    Quartermaster of all monies due the Post as a result of the solicitation within thirty (30) days of the close
    of the campaign.
    If the promoter has made satisfactory settlement within the thirty-day period, then surety will be
    determined to be discharged, otherwise the bond will remain in full force and effect.
    Sec. 3. If the bond cannot be furnished, then all collections shall be made by the members of the Post
    sponsoring the campaign or entertainment and said funds shall be paid to a bonded officer of the Post
    who shall hold the funds in their custody pending proper pro rata distribution.
    Sec. 4. Fundraising organizations or individuals conducting solicitations, activities or projects for a profit shall not
    be engaged or used by the Post for such purpose unless such engagement is made by written
    agreement between the Post and the organization or individuals providing those services. The form of
    any such written agreement must be submitted to the Department Commander for review at least thirty
    (30) days prior to any Post entering into any such agreement.
    Sec. 5. No solicitations or ticket sales shall be permitted in the Post quarters or at socials or meetings unless
    such solicitations or ticket sales shall have been approved by the Post.

    ARTICLE XI
    MISCELLANEOUS

    Sec. 1. Every member of this Post shall keep the Post Adjutant and Quartermaster advised of their current
    address by promptly reporting any change of same.
    Sec. 2. One copy of these Bylaws shall be issued to each elected and appointed officer of this Post.
    Sec. 3. In all Post procedures not provided for by the Congressional Charter and Bylaws or these Bylaws,
    Robert’s Rules of Order, Newly Revised shall be the authority, and it shall be the duty of the Judge
    Advocate, in an advisory way, when called upon to do so by the Post Commander to advise the Post
    Commander on the proper rule(s).

    ARTICLE XII
    SPEECHES

    5

    Sec. 1. No member will be permitted to speak on any one subject (Pro or Con) more than twice; and the first time
    no longer than five (5) minutes, and the second time no longer than three (3) minutes, with the exception
    of a committee report and recommendations and visiting guests who have a message to impart.

    ARTICLE XIII
    AMENDMENTS

    Sec. 1. These Bylaws shall become effective after adoption by this Post and after review by the Commander of
    the Department and Commander-in-Chief of the Veterans of Foreign Wars of the United States.
    Sec. 2. These Bylaws may be amended by the Post by a two-thirds vote of the members present and voting at a
    meeting, provided each member had been notified at least twenty (20) days in advance and upon request
    provided a copy of the proposed amendments.
    Sec. 3. Wherever these Bylaws or subsequent amendments may be found to be in conflict with the present or
    any future Department or National Bylaws, the latter shall prevail and be binding upon this Post as though
    written herein.

    These Bylaws were adopted, subject to the review of the Department Commander and the Commander-in-Chief of
    the Veterans of Foreign Wars of the United States on this _________________ day of
    ___________________________, 20______, at a regular meeting of this Post.

    Owens Crossroads Post 12242
    Veterans of Foreign Wars of the United States

    ATTEST: OFFICIAL:

    Brett Beatty, Adjutant Alfonso, Nixon,
    By virtue of charter granted, this Post shall be known as Owens Crossroads Post 12242, Veterans of Foreign Wars of the United States. Sec. 2. The location of this Post shall be in the City of Owens Crossroads, County of Madison, State of Alabama. ARTICLE II SUBORDINATION Sec. 1. The supreme power of this association is vested in the National Convention and this Post shall be at all times governed by the Congressional Charter and Bylaws of the Veterans of Foreign Wars of the United States, the Bylaws of the Department, orders issued by authority of the National Convention, National Council of Administration, the Commander-in-Chief, the Department Convention, Department Council of Administration and the Department Commander. Resolutions adopted by the National Convention are held to be lawful orders. ARTICLE III MEETINGS Sec. 1. Place: The regular meeting place of this Post shall be at the Meadows of Hampton Cove Clubhouse, 6099 Goose Ridge Drive, Owens Crossroads, Alabama, 35763. Sec. 2. Time: The regular meetings of the Post shall be held on the 3 rd Wednesday of each month, to be called to order at 6p.m. Sec. 3. The Post may, after at least fourteen (14) days written notice to the Department Commander and the members of the Post, change its meeting place, appointed day or time upon a majority vote of the members present and voting at a regular or special meeting called for such purpose. Sec. 4. Special meetings may be called in accordance with the provisions of the National Bylaws. Sec. 5. Quorum: Six (6) members in good standing shall constitute a quorum for the transaction of business. Sec 6. Post may adopt procedures, in compliance to National Bylaws allowing members to participate in meetings using technology that allows all participating members to communicate with each other simultaneously. ARTICLE IV MEMBERSHIP Sec. 1. Membership in this Post, eligibility to, application for, acquiring and maintenance of, loss of and discipline shall be in accordance with the provisions of the National Bylaws. Sec. 2. The admission fee of this Post shall be payable in accordance with the National Bylaws. Sec. 3. The dues of this Post shall never be less than the amount required to cover Department and National dues. 2 Sec. 4. Annual Post membership dues shall be $15 plus Department and National Dues. ARTICLE V OFFICERS Sec. 1. Eligibility to, nomination, election or appointment, installation and term of office shall be in accordance with the provisions of the National Bylaws. Sec. 2. The Post shall elect the Commander, Senior Vice Commander, Junior Vice Commander, Quartermaster, and three Trustees. The Commander shall appoint an Adjutant, Chaplain, and may appoint a Service Officer. Sec. 3. The duties of all officers shall be those prescribed by Department and National Bylaws, lawful orders as the Post may direct and as these Bylaws may provide. ARTICLE VI COMMITTEES AND DUTIES Sec. 1. All Committees and their chairmen, unless otherwise provided shall be appointed by the Commander as promptly as possible after election to office, and as such shall serve at his/her will and pleasure. The Post Quartermaster, by virtue of office shall be treasurer of all committees handling funds. Sec. 2. The Standing Committees of the Post shall be as follows: (a) Membership (e) Youth Activities (i) Community Activities (b) Relief (f) House (j) Safety (c) Poppy (g) Americanism (k) Bingo (d) Publicity (h) Ways and Means Sec. 3. House Committee/Board of Management (BoM): (a) The House Committee/BoM shall be elected by the Post members to manage certain matters related to the Post property including the operation of Post Club Rooms and/or Canteen. It shall consist of not less than three members, one each of whom shall be elected annually for a three- year term. Trustees shall not serve on the House Committee/BoM. In addition, the Post Commander and Post Quartermaster by virtue of their offices shall be members of the House Committee. (b) The Committee shall be responsible for the cleanliness and upkeep of the quarters and the equipment therein. (c) The Committee shall be in charge of the sub-rental of the Post’s quarters and shall exercise such supervision over sub-renters as will ensure the protection of the Post’s name and property. (d) The Committee may authorize such expenditures for minor emergency repairs and janitor supplies as may be necessary for the preservation and protection of the Post’s quarters and its equipment, provided that the total amount so expended between any two regular meetings shall not exceed an amount previously established by the Post. (e) All monies received by the Committee through the sub-rental of the Post's quarters or other sources shall be deposited with the Post Quartermaster. (f) All expenditures of the Committee shall be made only by regular voucher and drawn by the Quartermaster in accordance to these Bylaws. (g) The House Committee/BoM shall keep a record of all its receipts and expenditures and shall, at every meeting of the Post, report all monies received and all expenditures made since the last meeting. 3 (h) The Post may adopt such further rules and regulations governing the conduct of club or canteen as, do not conflict with the provisions of this Article. Such rules and regulations shall only become effective upon their approval by a majority vote of members present and voting at a regular or special meeting called for that purpose; at least thirty (30) days’ notice in writing having first been given to all members. ARTICLE VII CONTROL OF SUBSIDIARY UNITS Sec. 1. Any activity, unit or clubrooms sponsored, conducted or operated by the Post, incorporated separately from the Post or unincorporated, shall be at all times under the direct control of the Post. Sec. 2. All funds derived from any of the above shall be in the custody of the Post Quartermaster. Sec. 3. All money, property and assets of every kind as well as all records in connection therewith used, held and owned by any of the above activities is the property of the Post and must be placed in the care and custody of the Post Quartermaster. Sec. 4. The Veterans of Foreign Wars Auxiliary and Military Order of the Cootie are governed by Articles XI and XII respectively of the National Bylaws and Manual of Procedure of the Veterans of Foreign Wars and their respective Bylaws, rules and regulations. ARTICLE VIII EXPENDITURE OF FUNDS Sec. 1. Expenditure of funds shall be made only after prior authorization by the Post and on proper voucher drawn by the Adjutant and approved by the Commander. All checks for the expenditure of Post funds shall be numbered in sequence, the number of each check to correspond with the voucher authorizing the same, other expenditures may be made using acceptable banking practices. All disbursements of Post funds shall bear the signature of the Quartermaster or other person(s) authorized by the Quartermaster. Such other authorized person(s) shall be bonded in accordance with Section 703 of the National Bylaws. Sec. 2. The adoption of this Article shall constitute authorization by the Post for the payment of bills, when and as due, for monthly rental, public utility service, postage, janitor service and for janitor’s supplies and minor emergency repairs authorized by the House Committee, provided that the amounts to be paid for monthly rental and for janitor service shall have been previously established by the Post. Sec. 3. No other payment or expenditure shall be made except on the specific authorization of the Post in each and every case. Sec. 4. The Post Quartermaster is authorized a debit card on the account of the Post General fund. Use is restricted for expenses with VFW National, VFW Department of Alabama, Post purchases through VFW Store and charges specifically approved by Post Membership vote. The debt card shall not be used for cash withdrawal at any time. Sec. 5. A travel expense report will be submitted to the Post for all approved travel expenses prior to reimbursement. Sec.. 6. The Post Commander is authorized to disapprove any “proper Post authorization” of expenditures in the following instances: (a) Any expenditure in violation of the National Bylaws. (b) Any expenditure that is unlawful. (c) Any expenditure that would jeopardize the tax-exempt status of the Post. ARTICLE IX 4 COMPENSATION Sec. 1. No compensation shall be paid to any officer of this Post for their services as such officer, except as hereafter may be provided. Sec. 2. For services rendered, the Post may, by majority vote, pay the annual dues of the Adjutant and Quartermaster for the periods or parts of periods they serve as such, and such other compensation commensurate with their duties as may be determined and specified by vote of the Post. ARTICLE X FUNDRAISING PROMOTIONS/SOLICITATIONS Sec. 1. This Post shall solicit funds or donations only by prior vote of the members agreeing to the proposition. It shall not solicit funds or donations or otherwise engage in fundraising activities or projects outside the immediate geographical area or community of the Post. Sec. 2. This Post shall not enter into any agreement with a promoter for the purpose of raising funds unless the said promoter shall have first furnished a good and sufficient surety bond in a principal sum sufficient to give the Post ample protection in the particular circumstances. The said bond shall be subject to the approval of the Post Advocate, bear the endorsement of the Post Commander and be kept in the possession of the Post Quartermaster. The bond will be conditioned on the payment to the Post Quartermaster of all monies due the Post as a result of the solicitation within thirty (30) days of the close of the campaign. If the promoter has made satisfactory settlement within the thirty-day period, then surety will be determined to be discharged, otherwise the bond will remain in full force and effect. Sec. 3. If the bond cannot be furnished, then all collections shall be made by the members of the Post sponsoring the campaign or entertainment and said funds shall be paid to a bonded officer of the Post who shall hold the funds in their custody pending proper pro rata distribution. Sec. 4. Fundraising organizations or individuals conducting solicitations, activities or projects for a profit shall not be engaged or used by the Post for such purpose unless such engagement is made by written agreement between the Post and the organization or individuals providing those services. The form of any such written agreement must be submitted to the Department Commander for review at least thirty (30) days prior to any Post entering into any such agreement. Sec. 5. No solicitations or ticket sales shall be permitted in the Post quarters or at socials or meetings unless such solicitations or ticket sales shall have been approved by the Post. ARTICLE XI MISCELLANEOUS Sec. 1. Every member of this Post shall keep the Post Adjutant and Quartermaster advised of their current address by promptly reporting any change of same. Sec. 2. One copy of these Bylaws shall be issued to each elected and appointed officer of this Post. Sec. 3. In all Post procedures not provided for by the Congressional Charter and Bylaws or these Bylaws, Robert’s Rules of Order, Newly Revised shall be the authority, and it shall be the duty of the Judge Advocate, in an advisory way, when called upon to do so by the Post Commander to advise the Post Commander on the proper rule(s). ARTICLE XII SPEECHES 5 Sec. 1. No member will be permitted to speak on any one subject (Pro or Con) more than twice; and the first time no longer than five (5) minutes, and the second time no longer than three (3) minutes, with the exception of a committee report and recommendations and visiting guests who have a message to impart. ARTICLE XIII AMENDMENTS Sec. 1. These Bylaws shall become effective after adoption by this Post and after review by the Commander of the Department and Commander-in-Chief of the Veterans of Foreign Wars of the United States. Sec. 2. These Bylaws may be amended by the Post by a two-thirds vote of the members present and voting at a meeting, provided each member had been notified at least twenty (20) days in advance and upon request provided a copy of the proposed amendments. Sec. 3. Wherever these Bylaws or subsequent amendments may be found to be in conflict with the present or any future Department or National Bylaws, the latter shall prevail and be binding upon this Post as though written herein. These Bylaws were adopted, subject to the review of the Department Commander and the Commander-in-Chief of the Veterans of Foreign Wars of the United States on this _________________ day of ___________________________, 20______, at a regular meeting of this Post. Owens Crossroads Post 12242 Veterans of Foreign Wars of the United States ATTEST: OFFICIAL: Brett Beatty, Adjutant Alfonso, Nixon,
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  • Join Joint Task Force - Patriot TODAY. We are leading the protection of the American military legacy and the values of the Warrior Ethos.
    Join Joint Task Force - Patriot TODAY. We are leading the protection of the American military legacy and the values of the Warrior Ethos.
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  • Pashtun

    Pashtuns (also called Pushtan, Paktun or Pathan) are the largest ethnic group in Afghanistan. Though their exact numbers are uncertain and as with other communities are contested, previous estimates have suggested that they make up around 42 per cent of the population. They live mainly in the south and the east of the country. They have a distinct language called Pashto (an official language since 1936) but also speak Pakhto, which are both Iranian dialects that fall within the Indo-European group of languages. They are generally able to speak Farsi when necessary, often relying on the language in the context of trade dealings in the region. It is speculated that Pashtuns are descendants of Eastern Iranians, who immigrated to the area from Persia. However, there is also an interesting legend, which claims that they actually originate from one of the ancient tribes of Israel. Pashtuns are Sunni Muslims and can also be found in Khyber Pakhtunkhwa in Pakistan (about 14 million). They are seen as the historic founders of the Afghan Kingdom, with an apparent predominance in administration power until recently.

    The social structure of the Pashtuns is based on the Pashtunwali (or Pukhtunwali) code, which is a mixture of a tribal code of honour and local interpretations of Shari’a. This requires the speaking of Pashtu and the adherence to established customs. Hospitality, protection of their guests, defence of property, family honour and protection of the female relatives are some of the most important principles for Pashtuns. They rely on the tribal council jirga for the enforcement of disputes and local decision-making, as well as the seclusion of women from all affairs outside the home. A major aspect of the Pashtunwali code emphasizes personal authority and freedom. Women are required to wear full-face and full-length garments known as the burka. Pashtun culture is celebrated for its traditional music, dancing, poetry and storytelling.

    A majority of Pashtuns rely upon agriculture (irrigated wheat) and animal husbandry for their source of income, with some involved in trading in these and other commodities. Population relocation and poverty caused by the chronic lack of stability in Afghanistan has led to a rise in drug trafficking, mainly opium via Pakistan to Europe and North America. The difficult living conditions together with the lack of clean water and health care contributes to a short life expectancy of only about 46 years. Those living in the Kabul area seem to enjoy slightly better living standards.

    Tribal divisions

    Despite their past political dominance, Pashtuns have never formed a homogeneous group, and many have fallen victim to oppression at the hands of the elites from their own community. The power and leadership of individuals are perhaps what divides Pashtuns, not only into different tribes but also into numerous sub-tribes, each isolated within their own borders. Interference in each other’s affairs has caused conflict among sub-tribes throughout their history. Yet despite their infighting, they have generally rallied to form a unified front when challenged by external threats or interference by a central non-Pashtun government.

    Pakistan’s policy has been mainly supportive of the Pashtuns, especially in more recent times, but does not support the claim for self-determination of the 13 million Pashtuns living in the province of Khyber Pakhtunkhwa, out of fear of losing part of their territory.
    Pashtun Pashtuns (also called Pushtan, Paktun or Pathan) are the largest ethnic group in Afghanistan. Though their exact numbers are uncertain and as with other communities are contested, previous estimates have suggested that they make up around 42 per cent of the population. They live mainly in the south and the east of the country. They have a distinct language called Pashto (an official language since 1936) but also speak Pakhto, which are both Iranian dialects that fall within the Indo-European group of languages. They are generally able to speak Farsi when necessary, often relying on the language in the context of trade dealings in the region. It is speculated that Pashtuns are descendants of Eastern Iranians, who immigrated to the area from Persia. However, there is also an interesting legend, which claims that they actually originate from one of the ancient tribes of Israel. Pashtuns are Sunni Muslims and can also be found in Khyber Pakhtunkhwa in Pakistan (about 14 million). They are seen as the historic founders of the Afghan Kingdom, with an apparent predominance in administration power until recently. The social structure of the Pashtuns is based on the Pashtunwali (or Pukhtunwali) code, which is a mixture of a tribal code of honour and local interpretations of Shari’a. This requires the speaking of Pashtu and the adherence to established customs. Hospitality, protection of their guests, defence of property, family honour and protection of the female relatives are some of the most important principles for Pashtuns. They rely on the tribal council jirga for the enforcement of disputes and local decision-making, as well as the seclusion of women from all affairs outside the home. A major aspect of the Pashtunwali code emphasizes personal authority and freedom. Women are required to wear full-face and full-length garments known as the burka. Pashtun culture is celebrated for its traditional music, dancing, poetry and storytelling. A majority of Pashtuns rely upon agriculture (irrigated wheat) and animal husbandry for their source of income, with some involved in trading in these and other commodities. Population relocation and poverty caused by the chronic lack of stability in Afghanistan has led to a rise in drug trafficking, mainly opium via Pakistan to Europe and North America. The difficult living conditions together with the lack of clean water and health care contributes to a short life expectancy of only about 46 years. Those living in the Kabul area seem to enjoy slightly better living standards. Tribal divisions Despite their past political dominance, Pashtuns have never formed a homogeneous group, and many have fallen victim to oppression at the hands of the elites from their own community. The power and leadership of individuals are perhaps what divides Pashtuns, not only into different tribes but also into numerous sub-tribes, each isolated within their own borders. Interference in each other’s affairs has caused conflict among sub-tribes throughout their history. Yet despite their infighting, they have generally rallied to form a unified front when challenged by external threats or interference by a central non-Pashtun government. Pakistan’s policy has been mainly supportive of the Pashtuns, especially in more recent times, but does not support the claim for self-determination of the 13 million Pashtuns living in the province of Khyber Pakhtunkhwa, out of fear of losing part of their territory.
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  • MIgrated the "Vet HR/S1" into this page Here is the comparison for SGLI/VGLI - other options.

    While there is just a letter changed in the acronym. There is a major difference between these programs. Here are some:
    *Coverage/Cost*
    SGLI - The lowest cost insurance period for the coverage amount of $500k. Usually is around $31 a month.
    VGLI - Starts at the rate & coverage you ended with during service. Then every 5 years the rate goes up.

    *Med exam: most insurances require this.*
    SGLI & VGLI - None.

    *Claiming Death Benefit*
    SGLI - must keep OSGLI (Office of SGLI) up to date with who the beneficiary is. It's a bit complicated, yet extremely important to have that record and access up to date.
    VGLI - as this is run through an insurance carrier (like Prudential) the policy can be updated through their client platform.

    *Enrollment*
    SGLI - Automatic in service; you can opt for lower premium/opt out.
    VGLI - must be enrolled within a time window after service

    *Special Coverage*
    SGLI -Accelerated Death Benefit & a Traumatic Injury Protection (access to an amount for some types of injuries). Family Coverage: $100,000 for spouse, $10,000 for dependent children (FSGLI).
    VGLI - Accelerated Death Benefit: in the case of being diagnosed with <9months to live; 50% of the policy may be accessed (only for insured)

    *Cash Accumulation*
    SGLI & VGLI: none - They are term insurance.
    You'll only find this benefit with whole or universal type policies.

    *Is it enough?*
    SGLI - It can be, depending on the family's needs. For lower rank and less service: It could cover around 10x annual income. At the point of retirement ~2x-3x annual income.
    VGLI - See above. It's also exclusive to the Veteran.
    **use a calculator, or have a chat with me to determine overall insurable need**

    *What else is there*
    In Service - Some insurances have limited access to service members, however having coverage for a spouse and dependents is important as well.
    Past Service - Calculate and ensure you're insured

    More info: reply, chat with me, or setup a short call some time.
    MIgrated the "Vet HR/S1" into this page 👌 Here is the comparison for SGLI/VGLI - other options. While there is just a letter changed in the acronym. There is a major difference between these programs. Here are some: *Coverage/Cost* SGLI - The lowest cost insurance period for the coverage amount of $500k. Usually is around $31 a month. VGLI - Starts at the rate & coverage you ended with during service. Then every 5 years the rate goes up. *Med exam: most insurances require this.* SGLI & VGLI - None. *Claiming Death Benefit* SGLI - must keep OSGLI (Office of SGLI) up to date with who the beneficiary is. It's a bit complicated, yet extremely important to have that record and access up to date. VGLI - as this is run through an insurance carrier (like Prudential) the policy can be updated through their client platform. *Enrollment* SGLI - Automatic in service; you can opt for lower premium/opt out. VGLI - must be enrolled within a time window after service *Special Coverage* SGLI -Accelerated Death Benefit & a Traumatic Injury Protection (access to an amount for some types of injuries). Family Coverage: $100,000 for spouse, $10,000 for dependent children (FSGLI). VGLI - Accelerated Death Benefit: in the case of being diagnosed with <9months to live; 50% of the policy may be accessed (only for insured) *Cash Accumulation* SGLI & VGLI: none - They are term insurance. You'll only find this benefit with whole or universal type policies. *Is it enough?* SGLI - It can be, depending on the family's needs. For lower rank and less service: It could cover around 10x annual income. At the point of retirement ~2x-3x annual income. VGLI - See above. It's also exclusive to the Veteran. **use a calculator, or have a chat with me to determine overall insurable need** *What else is there* In Service - Some insurances have limited access to service members, however having coverage for a spouse and dependents is important as well. Past Service - Calculate and ensure you're insured More info: reply, chat with me, or setup a short call some time.
    0 Комментарии 0 Поделились 16545 Просмотры
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